UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549


                                   FORM 8-K

                                CURRENT REPORT
                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934

     Date of Report (Date of earliest event reported): April 20, 2005


                          JACK HENRY & ASSOCIATES, INC.
            ------------------------------------------------------
            (Exact name of Registrant as specified in its Charter)


                Delaware              0-14112                  43-1128385
 ----------------------------  ------------------------   -------------------
 (State or Other Jurisdiction  (Commission File Number)      (IRS Employer
      of Incorporation)                                   Identification No.)


                663 Highway 60, P.O. Box 807, Monett, MO 65708
              ---------------------------------------------------
              (Address of principal executive offices) (zip code)


     Registrant's telephone number, including area code:   (417) 235-6652


        (Former name or former address, if changed since last report)

 Check the  appropriate box  below if  the  Form 8-K  filing is  intended  to
 simultaneously satisfy the filing obligation of the registrant under any  of
 the following provisions:

 [ ] Written communications pursuant to Rule 425 under the Securities
     Act (17 CFR 230.425)

 [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange
     Act (17 CFR 240.14a.-12)

 [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under
     the Exchange Act (17 CFR 240.14d-2(b))

 [ ] Pre-commencement communications pursuant to Rule 13e-4 (c) under the
     Exchange Act (17 CFR 240.13e-4(c))



  Item 2.02  Results of Operations and Financial Condition.

      On April 20, 2005, Jack Henry & Associates, Inc. issued a press release
 announcing 2005 third quarter results, the text of which is attached  hereto
 as Exhibit 99.1.


 Item 9.01 Financial Statements and Exhibits.

      (c)  Exhibits

           99.1 Press release dated April 20, 2005.



                                  SIGNATURES

      Pursuant to the requirements  of the Securities  Exchange Act of  1934,
 the registrant has duly caused this report to be signed on its behalf by the
 undersigned hereunto duly authorized.



                          JACK HENRY & ASSOCIATES, INC.
                          (Registrant)

 Date: April 20, 2005     By: /s/ Kevin D. Williams
                          -------------------------
                          Kevin D. Williams
                          Chief Financial Officer
                                                                 Exhibit 99.1

 Company: Jack Henry & Associates, Inc.    Analyst Contact: Kevin D. Williams
          663 Highway 60, P.O. Box 807            Chief Financial Officer
          Monett, MO 65708                        (417) 235-6652

                                          IR Contact: Jon Seegert
                                                  Director Investor Relations
                                                  (417) 235-6652

 FOR IMMEDIATE RELEASE
 ---------------------


  JACK HENRY & ASSOCIATES FISCAL 2005 THIRD QUARTER NET INCOME INCREASES 19%
  --------------------------------------------------------------------------

 Monett, MO. April 20, 2005 - Jack Henry & Associates, Inc. (Nasdaq: JKHY), a
 leading provider  of  integrated  technology  solutions  that  perform  data
 processing for  financial institutions,  today  reported fiscal  2005  third
 quarter results  with a  12% growth  in  revenue, a  21% increase  in  gross
 profit,  and a 19% increase in net  income compared to the third quarter  of
 fiscal 2004.  For  the first nine months  of fiscal 2005, revenue  increased
 16%, gross profit increased 21%, and net income grew 20% over the same  nine
 month period in fiscal 2004.

 For the quarter ended March 31, 2005, the company generated total revenue of
 $134.4 million compared to  $119.7 million in the  same quarter a year  ago.
 Gross profit increased  to $57.3 million  compared to $47.3  million in  the
 third quarter  of  last fiscal year.  Net income  totaled $19.4 million,  or
 $0.21 per diluted  share, compared to  $16.3 million, or  $0.18 per  diluted
 share in the same quarter a year ago.

 For the first nine  months of fiscal 2005,  total revenue of $394.4  million
 was generated compared to $341.4 million for the same nine months of  fiscal
 2004.  Gross profit grew $27.9 million to $162.6 million compared to  $134.7
 million during the same period last fiscal  year.  Net income for the  first
 nine months of fiscal  2005 was $53.8 million,  or $0.58 per diluted  share,
 compared to $44.7 million,  or $0.49 per diluted  share, for the same  nine-
 month period in fiscal 2004.

 "Revenue and gross profits have continued to improve during both the quarter
 and the first  nine months  of our  fiscal year.   License  and support  and
 service revenues  continue  to grow  at  a very  nice  level with  the  only
 decreased  revenue  component  being hardware.  This shift  in revenues  has
 had  a  positive  impact  on  our  margins,"  said  Jack F. Prim, CEO.  "The
 acquisitions that we have completed during the fiscal year continue to  show
 significant promise, but  as we  have mentioned  in earlier  communications,
 several of these  will take additional  time to increase  their revenues  to
 generate margins equal to our traditional expectations.  Therefore, some  of
 these recent acquisitions  continue to put  pressure on our  margins in  the
 short-term, but in  the longer-term present  opportunities for both  revenue
 growth and margin expansion."

      Operating Results

 "We continue to have strong increases in our support and service revenue for
 the third fiscal  quarter with an  18% increase for  the quarter  and a  16%
 increase for the  nine months ended  March 31, 2005,  compared to the  prior
 year periods.   This growth  continues to be  driven by  increases in  every
 component of our recurring revenue.   Our recurring revenue represented  60%
 of total revenue  for the  quarter and  59% of  total revenue  for the  nine
 months of fiscal  2005, while last  fiscal year, it  was 57%  for the  third
 quarter  and  58% year-to-date"  said  Tony L. Wormington,  President.   "We
 believe that the increase in our recurring revenue is directly  attributable
 to the  quality  of  our products  we  provide  and the  commitment  of  our
 employees to service our customers.  As a result, our customers continue  to
 contract for additional products and services with us."

 License revenue increased  36% to  $20.9 million, or  16% of  third  quarter
 total revenue, compared to $15.3 million, or 13% of the third quarter  total
 revenue a year ago.   Support and services  revenue increased  18%  to $92.5
 million, or 69%  of total  revenue in  third quarter  of fiscal  2005,  from
 $78.4 million, or  65% of  total revenue for  the same  period  a  year ago.
 Hardware sales in the third quarter  of fiscal 2005  decreased  20% to $20.9
 million, or  15% of  total revenue,  from $26.0  million,  or  22% of  total
 revenue in the third quarter of last fiscal year.

 For the  nine months  in  fiscal 2005,  license  revenue improved  by  $21.9
 million with an increase of 54% to  $62.6 million, or 16% of total  revenue,
 compared to $40.7 million, or 12% of the total revenue a year ago.   Support
 and service revenue increased 16% and  contributed 67% to total revenue,  or
 $263.9 million  for  the nine  months  of  fiscal 2005  compared  to  $227.6
 million, also  67% of  total revenue  for the  nine months  of fiscal  2004.
 Hardware sales for the nine months of fiscal 2005 fell 7% to $67.9  million,
 or 17% of total revenue, compared to $73.1 million, or 21% of total  revenue
 for the same nine month period in fiscal 2004.

 Cost of sales for the third quarter increased 7% from $72.4 million for  the
 three months ended  March 31,  2004 to $77.1  million for  the three  months
 ended  March 31, 2005.  Third quarter gross  profit expanded  21%  to  $57.3
 million with a 43% gross margin compared  to $47.3 million with a 40%  gross
 margin for the same quarter a year ago.

 Cost of sales for  the nine months  ended March 31,  2005 increased 12%,  to
 $231.9 million from $206.7 million for the same period ended March 31, 2004.
 Gross profit for  the nine  months in fiscal  2005 increased  21% to  $162.6
 million with a 41% gross margin, compared to $134.7 million with a 39% gross
 margin for the same nine-month period in fiscal 2004.

 Gross margin on license revenue for the third quarter of fiscal 2005 was 95%
 compared to 93% a  year ago for the  same period due to  the product mix  of
 license revenue.  Support and service gross margin remained even at 34%  for
 the third quarter of  fiscal 2005 and fiscal  2004.  Hardware gross  margins
 increased to 30% in the  current third quarter compared  to 26% in the  same
 quarter last year,  primarily due to  volume and sales  mix of hardware  and
 vendor rebates received in the current quarter.

 Gross margin on license revenue for the  nine months of fiscal 2005 was  93%
 compared to 94%  a year ago  for the same  period due  to increased  license
 revenue delivered  through reseller  agreements in  prior quarters  of  this
 year. Support and service  gross margin decreased slightly  to 32% from  33%
 primarily due to  increased headcount for  support and  services.   Hardware
 gross margins were slightly lower for the nine months of fiscal 2005 at  28%
 compared to 29% for  the same nine  months last year,  primarily due to  the
 volume and sales mix  of hardware for complimentary  products which carry  a
 lower price and margin.

 For the third quarter of 2005, the bank systems and services segment revenue
 increased 8%  to $104.2  million, with  a  gross margin  of 42%  from  $96.7
 million in revenue with a gross margin of 41% in the third quarter in fiscal
 2004.  The credit union systems  and services segment revenue increased  31%
 to $30.1 million with a gross  margin of 44% for  the third quarter of  2005
 from $23.0 million and a gross margin of 35% in the same quarter a year ago.
 "The credit  union  systems  and services  segment  gross  margin  increased
 predominantly due  to  both the  amount  of software  delivered  during  the
 quarter  and  the  significant  improvement  in  the  support  and  services
 margins," stated Kevin D.  Williams, CFO.  "The  improvement in the  support
 and service  margins  was  a dramatic  improvement  sequentially  over  last
 quarter and returned  the margins back  in line year-to-date  with those  of
 last year."

 For the nine  months ended  March 31, 2005,  the bank  systems and  services
 segment revenue increased 12% to $315.4 million, with a gross margin of  42%
 from $282.5 million with a gross margin of 40% a year ago.  The credit union
 systems and services segment revenue increased 34% to $79.1 million for  the
 nine months of fiscal 2005,  with a gross margin  of 37% from $58.9  million
 and gross margin of 35% in the same period a year ago.

 Operating expenses increased 20% to $26.3  million for the third quarter  of
 fiscal 2005  compared to  $21.8 million  for  the same  quarter a  year  ago
 primarily  due  to  employee-related  expenses  and  depreciation   expense.
 Selling and  marketing expenses  rose  34% in  the  third quarter  to  $11.6
 million, or 9% of total revenue, from $8.6 million, or 7% of total  revenue.
 Research and development expenses  increased 22% to $7.7,  million or 6%  of
 total revenue in fiscal 2005, from $6.3 million, or 5% of total  revenue  in
 the  third  quarter  of  fiscal  2004.   General  and  administrative  costs
 increased 1% to  $6.9 million, or  5% of revenue,  in the  third quarter  of
 fiscal year 2005, from $6.8 million, or 6% of revenue for the same quarter a
 year ago.

 Operating expenses increased 19% to $77.4  million for fiscal 2005  year-to-
 date compared to $65.0 million for the same nine-month period in fiscal 2004
 mainly due  to  employee-related expenses  and  depreciation.   Selling  and
 marketing expenses rose 32% in  the same period to  $34.3 million, or 9%  of
 total revenue, from  $25.9 million, or  8% of total  revenue.  Research  and
 development expenses  increased 17%  to $20.6  million from  $17.6  million,
 while remaining at 5% of total revenue for nine-month periods in fiscal 2005
 and 2004.  General  and administrative costs increased  5% to $22.5  million
 compared to  $21.5 million  for the  same nine  months in  fiscal 2004,  and
 remained at 6% of total revenue for both fiscal years.

 Operating  income  grew  22% to  $31.0  million,  or 23%  of  third  quarter
 revenue, compared to $25.5 million, or  21% of revenue  in the third quarter
 of fiscal 2004.  Provision for income  taxes is 37.5% for the third  quarter
 in fiscal 2005 compared to 36.5% last  year due to changes in the  effective
 state tax rates.  Third quarter  net income totaled $19.4 million, or  $0.21
 per diluted share, compared to $16.3 million, or $0.18 per diluted share  in
 the third quarter of fiscal 2004.

 Operating income for the  nine months of fiscal  2005 also increased 22%  to
 $85.2 million, or 22% of year-to-date revenue, compared to $69.7 million, or
 20% of revenue year-to-date in fiscal  2004.  Provision for income taxes  is
 37.5% year to date fiscal 2005 compared to 36.5% year-to-date in fiscal 2004
 due to changes in  the effective state tax  rates.  Year-to-date net  income
 totaled $53.8  million,  or  $0.58 per  diluted  share,  compared  to  $44.7
 million, or $0.49 per diluted share in the prior year.

 Cash Flow, Balance Sheet and Backlog Review

 Cash, cash  equivalents, and  investments decreased  to $16.9  million  from
 $89.9 million compared to March 31,  2004 primarily due to amounts paid  for
 acquisitions. Trade  receivables increased  $13.0 million  to $80.0  million
 compared to a year ago.

 Deferred revenue increased $8.0 million or 11% to $82.4 million at March 31,
 2005 compared  to a  year ago.    Stockholders' equity  grew 19%  to  $502.9
 million at March 31, 2005 from $422.7 million at March 31, 2004.

 Cash flow from  operations increased to  $105.1 million for  the first  nine
 months in fiscal year 2005 from $103.7 million for the same period in fiscal
 2004.  The increase of $1.4 million from net cash from operating  activities
 consists of  an increase  in net  income  of $9.1  million, an  increase  in
 depreciation and amortization expense of $3.6 million, plus changes in trade
 receivables of $10.4 million, prepaid  expenses of ($3.7) million,  accounts
 payable and accrued expenses of $1.1 million, income taxes of ($5.7) million
 and deferred revenues of ($13.4) million.

 Net cash used in  investing activities for the  first nine months of  fiscal
 year 2005 was $157.4 million which includes $119.6 million for acquisitions,
 capital expenditures of $33.4 million, and capitalized software  development
 of $4.6 million. For the first nine months in fiscal 2004, net cash used  in
 investing activities primarily consisted of $20.6 million for  acquisitions,
 $33.1 million  in  capital expenditures  and  $2.7 million  for  capitalized
 software development.

 For the first nine months in fiscal 2005, net cash from financing activities
 totaled $14.5  million  and includes  proceeds  of $11.8  million  from  the
 exercise of stock options  and sale of  common stock, a  short term note  of
 $14.0 million, offset by dividends paid of $11.3 million. For the first nine
 months in fiscal 2004, net cash from financing activities was $7.9  million,
 mainly from proceeds from the exercise  of stock options and sale of  common
 stock of $17.7 million, offset by dividends paid of $9.8 million.

 Backlog, which is  a measure of  future business and  revenue, increased  5%
 from year-ago  levels and  increased 2%  from the  prior quarter  to  $198.2
 million ($67.1 million in-house and $131.1 million outsourcing).  Backlog at
 December 31, 2004,  was $194.5 million  ($68.4 million  in-house and  $126.1
 million outsourcing)  and  at March  31,  2004, was  $187.9  million  ($66.4
 million in-house and $121.5 million outsourcing).


 About Jack Henry & Associates

 Jack Henry  &  Associates, Inc.  provides  integrated computer  systems  and
 processes ATM and debit card transactions for banks and credit unions.  Jack
 Henry markets and supports its systems throughout the United States and  has
 over 7,400 customers nationwide.  For additional information on Jack  Henry,
 visit the company's web site at www.jackhenry.com.  The company will hold  a
 conference call on April  21st at 7:45 a.m.  Central Time and investors  are
 invited to listen at www.jackhenry.com.

 Statements made  in this  news release  that are  not historical  facts  are
 forward-looking information.   Actual  results  may differ  materially  from
 those projected in any forward-looking information.  Specifically, there are
 a number of  important factors  that could  cause actual  results to  differ
 materially  from  those  anticipated  by  any  forward-looking  information.
 Additional information on these  and other factors,  which could affect  the
 Company's financial results,  are included  in its  Securities and  Exchange
 Commission (SEC) filings on Form 10-K, and potential investors should review
 these statements.  Finally, there may  be other factors not mentioned  above
 or included in the  Company's SEC filings that  may cause actual results  to
 differ materially from any forward-looking information.




 Condensed Consolidated Statements of Income
 (In Thousands, Except Per Share Data - unaudited)

                                    Three Months Ended    % Change     Nine Months Ended    % Change
                                    ------------------    --------     -----------------    --------
                                         March 31,                          March 31,
                                     2005        2004                   2005        2004
                                   --------    --------               --------    --------
                                                                           
 REVENUE
   License                        $  20,943   $  15,343      36%     $  62,642   $  40,703     54%
   Support and service               92,509      78,353      18%       263,883     227,594     16%
   Hardware                          20,930      26,012     -20%        67,913      73,081     -7%
                                   --------    --------               --------    --------
     Total                          134,382     119,708      12%       394,438     341,378     16%

 COST OF SALES
   Cost of license                    1,085       1,131      -4%         4,428       2,296     93%
   Cost of support and service       61,436      52,073      18%       178,412     152,818     17%
   Cost of hardware                  14,584      19,185     -24%        49,010      51,579     -5%
                                   --------    --------               --------    --------
     Total                           77,105      72,389       7%       231,850     206,693     12%
                                   --------    --------               --------    --------

 GROSS PROFIT                        57,277      47,319      21%       162,588     134,685     21%
 Gross Profit Margin                     43%         40%                    41%         39%

 OPERATING EXPENSES
   Selling and marketing             11,598       8,634      34%        34,250      25,937     32%
   Research and development           7,738       6,344      22%        20,621      17,575     17%
   General and administrative         6,915       6,842       1%        22,507      21,520      5%
                                   --------    --------               --------    --------
     Total                           26,251      21,820      20%        77,378      65,032     19%
                                   --------    --------               --------    --------

 OPERATING INCOME                    31,026      25,499      22%        85,210      69,653     22%

 INTEREST INCOME (EXPENSE)
   Interest income                      171         248     -31%           989         816     21%
   Interest expense                    (110)        (52)    112%          (127)        (81)    57%
                                   --------    --------               --------    --------
     Total                               61         196     -69%           862         735     17%
                                   --------    --------               --------    --------

 INCOME BEFORE INCOME TAXES          31,087      25,695      21%        86,072      70,388     22%

 PROVISION FOR INCOME TAXES          11,658       9,379      24%        32,277      25,692     26%
                                   --------    --------               --------    --------
 NET INCOME                       $  19,429   $  16,316      19%     $  53,795   $  44,696     20%
                                   ========    ========               ========    ========

 Diluted net income per share     $    0.21   $    0.18              $    0.58   $    0.49
                                   ========    ========               ========    ========

 Diluted weighted avg shares
   outstanding                       93,421      92,077                 92,954      91,715
                                   ========    ========               ========    ========

 Consolidated Balance Sheet Highlights
 (In Thousands-unaudited)                          March 31,         % Change
                                            ----------------------   --------
                                              2005          2004
                                            --------      --------
 Cash, cash equivalents and investments    $  16,945     $  89,904       -81%
 Trade receivables                         $  80,026     $  66,980        19%
 TOTAL ASSETS                              $ 660,100     $ 547,654        21%

 Accounts payable and accrued expenses     $  28,280     $  20,944        35%
 Deferred revenue                          $  82,371     $  74,379        11%
 Note payable                              $  14,000     $       -      >100%
 STOCKHOLDERS' EQUITY                      $ 502,874     $ 422,691        19%

(THIRTY)